Would Universal Health Insurance be that bad? No, I don't think it is the answer, but I'm infuriated with the issue of health insurance.
Why am I so mad? Nic's employer whom I won't name (though a lot of you guys know) has changed their insurance offerings that will be effective in 09. Now the company is selling it to their employees as the next greatest thing, but I am not buying it. Sure its great if you don't get sick, but with kids it's just not practical.
Right now we've got the normal PPO (co-pays and deductibles). In 2009 we will be forced to go to a Consumer Based plan. Here is how it works. The company pays $300 for preventive care, then we pay a $400 individual / $800 family deductible. Once that is met, the company pays $1000 individual / $2000 family, and then we have ANOTHER deductible. THEN the insurance is 80/20. With a total out of pocket being $3500 individual / $7000. RIDICULOUS.
Why is it that a company making record profits can't take better care of their employees? Why aren't more people mad about this? Is it just me?
I have several other issues that I have with this company and their policies. But I guess in I could look at it another way, atleast we have insurance and atleast Nic has a job.
Its really coming down to companies not appreciating or valuing their employees. Its happening all to much. I've experienced it, Nic's experienced it and so has my dad. Sad but true and there is really nothing we can do about it.
2 comments:
Amen! It's a necessary evil. I work with a lot of people who don't have insurance, so yes, being grateful for having it is good but man, does it have to be so ridiculous?!
It is insane! Our country needs to take better care of it's people! Believe me, you don't want to be without health insurance!
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